Perspective: Check, Please

Dining out isn't what it used to be—nor are Americans' attitudes about using plastic

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Glance at the 1979 ad below, and two things become apparent, one immediate and the other less so. First is that the legendary Windows on the World restaurant—once perched on the 107th floor of the World Trade Center’s north tower—is no longer with us. More on that in a moment. Now for the other fact, startling in a different way: In the late 1970s, according to data from the Federal Reserve, only 63 percent of Americans owned a credit card.

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