The (Utterly Predictable) Decline of Advertising

The advertising industry is in freefall. Particularly when it comes to publishing, and particularly online.

Cosmin Ene is the founder and CEO of LaterPay, a payments and technology company with offices in the US and Germany. Under Cosmin’s leadership, LaterPay has become the monetization standard for local publishers in Germany with over 200 clients, and has expanded to the US market.

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