HR: Beef Up Your Employees' 401(k)s

After actually going negative in 2005, the personal savings rate is up to over 4 percent for Q1 2009, the most recent quarter the Bureau of Economic Analysis has figures for.

Still, that’s higher than it’s been since 2000.

As a happy HR manager, though, your job is to be the diligent worker ant to your employees’ grasshoppers. And 4 percent is still nowhere near where we need to be—experts have said for years that you should save 10 percent of your income for a rainy day slash being too old and decrepit to drag yourself to work, and now some are raising