Heidi Montag mocks herself in financial PSA

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Reality-TV star Heidi Montag, who had 10 cosmetic procedures in a single day in November, makes fun of her fondness for plastic surgery in this new PSA, directed by Ron Howard, advocating credit-card reform. The ad is a bit convoluted—it's both parody and not parody, with Montag pretending to worry about celebs who pay for nip/tucks on a credit card, then actually worrying about ordinary people who are forced to pay for necessities like food that way.

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