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The subject of personal finance can be filled with uncertainty. Reaching the level of financial wellness that allows for true independence can be difficult when struggling to break even. Some perspective: according to the St. Louis Federal Reserve, the personal savings rate in the U.S. has drastically declined from 11 percent in 2012 to just below three percent today. The math doesn’t exactly inspire too much optimism.
However, there’s another, brighter side to finance, where dreams beyond the scope of our imagination have a fighting chance of becoming a reality.
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