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* Fifty-six percent of women surveyed said they often recommend a “well-liked beauty product” to others. Seventy-one percent said most of their beauty-product purchases are planned rather than impulse buys.  (Meredith Corp. Gamma Beauty Study)

* Don’t count on taxpayers to go on a spree when their IRS refunds arrive in the mail. Just 4 percent plan to “splurge on purchases such as a vacation or jewelry.” Half said they’ll use the refund to pay off debt (31 percent) or for savings (20 percent).

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