Mark Dolliver: Naughty or Nice?

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Forget Christmas carols, mistletoe and department-store Santa Clauses. You really know it’s the season to be merry when desks are piled high with forecasts of holiday spending.

With gas prices again climbing and the stock market jittery, predictions of how much people will spend seem more than ever like guesswork. For what it’s worth, BIGresearch polling for the National Retail Federation found consumers expect to do an average of $923 in holiday shopping (including $107 on themselves), up 3.7

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