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Many polls ask people to say what shape their finances are in. There’s been less effort to learn how well or poorly people think they’ve been coping with the economy. An Allstate/National Journal survey is a useful exception.

One of its questions asked respondents how good a job they’re doing “of managing the economic and financial opportunities and risks you face.” A majority said they’re doing an “excellent” (11 percent) or “good” job (45 percent). Thirty-eight percent rated their own performance as “fair,” while 5 percent called it “poor.”

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