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As if Americans weren’t doing a poor enough job of saving for retirement, it turns out that many have raided their retirement funds for other purposes. In a Wall Street Journal Online/Harris Interactive Personal Finance Poll, 27 percent of adults who are planning for retirement confessed that they have made a “premature withdrawal” from their retirement funds.
This includes 6 percent who’ve done so due to a job loss in the family, and an equal number who’ve done it for a down payment on a home.
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