Underinsured and Underexamined

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In debates on healthcare policy, much is said about Americans who entirely lack health insurance. Less attention is given to the underinsured — people who have coverage throughout the year, but not enough to keep them from paying a lot out of pocket for medical expenses, relative to their income.

A study by the Commonwealth Fund says the number of Americans age 19-64 in this situation has risen 60 percent between 2003 and 2007 and now stands at 25.2

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