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It sounds like a bad joke: After declining or staying flat earlier in this decade, the proportion of workers participating in employment-based retirement plans increased in 2007 — i.e., just in time for this year’s financial-market collapse and the havoc it has wreaked on people’s 401(k) holdings.
A study released last month by the Employee Benefit Research Institute found the percentage of all workers participating such retirement plans rose to 41.5 percent last year, up from 39.7
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