What does Facebook's potential mobile payment platform mean for businesses & consumers?

Ever see your friends’ birthdays appear in your Facebook notifications … and then see an offer to buy a Starbucks card as a gift?

You know how simple that is to do, right?  Just select the gift, choose the amount, and send it off.  Voila … instant transaction (even if you’re on a mobile phone) … and the payment was accomplished by one click.  No need to enter in your credit card info again, as Facebook already has that on record.

Facebook may be offering you the same easy ability to purchase goods via your wireless device.

Here’s how this idea works.

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