App Toolbox For Managing Your Finances

Do you have a hard time keeping your finances in order?  There are a number of apps designed to help you keep track of your spending and manage your money.

In the last six months, the Forbes Lifetime Financial Planning app, a free app that helps you plan for your financial future, has ranked in the top 150 in iTunes for finance apps. Here’s more about the app: “Our calculator can help you raise spending power and make lifestyle decisions. It shows how your living standard is impacted by changing jobs, contributing to retirement accounts, raising children, down-sizing your home, retiring early, waiting to collect Social Security, and more. You can easily test difference scenarios, and share or save your results.”

Below, we’ve collected five other free tools you can use for iOS and Android devices; they can be downloaded at Google Play, Amazon’s Appstore and Apple’s App Store.

1. Mint.com Personal Finance: “Mint.com allows you to track, budget and manage your money all in one place, so you can see where you’re spending and where you can save. Open an account, add your bank, credit, loan and retirement accounts and Mint will automatically pull in and categorize your transactions. It’s safe, secure and easy to keep your personal finances organized.”

2. Iron Money: “Simply add your accounts to keep track of your cash, checking, savings, and more. Then, as you make purchases, add your transactions to your accounts to keep your balances up to date. Recurring transactions allow you to add a transaction that automatically repeats over a period of time. With recurring transactions, you simply add a transaction and set it to repeat daily, weekly, monthly, or yearly. It can repeat forever, or you can set it to stop on a particular day or after a certain number of times.”

3. EasyMoney: “Manage your personal finance anytime anywhere with EasyMoney expense manager! EasyMoney is the #1 money manager app that combines an expense manager, a bill reminder, a checkbook register and a budget planner! EasyMoney expense manager provides a rich, detailed window into your personal finances and daily money management needs.”

4. MoneyWise Pro: “With this powerful yet simple to use application you can filter and browse expenses by date, category or account. View graphs and see if you are keeping your budget targets. To this day MoneyWise has helped thousands of users from 120 countries around the world to get a grip of their personal finance and make wiser economic decisions.”

5. The Pocket Financial Planner: “The Pocket Financial Planner app lets you compare yourself to a series of financial planning benchmarks to identify the strengths and weaknesses of your financial plan. Comparing yourself to these benchmarks will show you what parts of your financial plan are in good working order and what parts need to be overhauled. Use The Pocket Financial Planner to see how close you come to meeting these proven benchmarks for: housing debt, consumer debt, total debt, cash reserve, savings rate, portfolio size, and life insurance.”